Why it matters
If an accident leaves you permanently unable to work, ACC may help. But if it’s an illness, you could be relying on a basic government benefit. Would that be enough to cover your living expenses and let you plan for the future? For most people, probably not.
What it can do
- Pay off debt
- Adapt your home or vehicle
- Fund care and treatment of your choice
- Set you up financially for the future
How I help
TPD definitions differ between policies. For example, some pay out if you can no longer do your own job, while others only pay if you can’t do any job you’re suited to by training or experience. I make sure you understand exactly what your cover means before you commit.
Other cover
If I die or become terminally ill
Life Cover
A lump sum benefit so debts can be cleared and life can readjust to a new normal.
Learn more →If I get seriously ill
Trauma Cover
A lump sum if you’re diagnosed with something like cancer, a heart attack or a stroke, so you can focus on your recovery.
Learn more →If I can’t work for a while
Income & Mortgage Protection
A monthly payment to cover your expenses while you recover.
Learn more →If I need treatment
Health Insurance
The public system is stretched. Health insurance helps you get diagnosed and treated sooner, without the long waits.
Learn more →Is your cover still right for you?
Book a free, no-obligation review, in person or online.