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Trauma Cover

Trauma Cover (also called critical illness cover) pays a lump sum if you’re diagnosed with a serious condition covered by your policy, such as cancer, a heart attack or a stroke, so you can cope with its effects on your lifestyle, family and work.

Why it matters

Cancer, heart attacks and strokes are among the most common serious illnesses in New Zealand. Thanks to advances in medical science, more people survive them, but recovery can take time and come with real costs.

What it can do

  • Give you time off work to recover without financial pressure
  • Cover treatment, travel or care costs, including medicines that aren’t publicly funded
  • Let a partner take time off to support you
  • Reduce debt so there’s less to worry about

How I help

Trauma policies vary a lot in what conditions they cover and how they define them. I compare the detail across insurers so you understand what you’re covered for, and I’m with you if you need to claim.

Is your cover still right for you?

Book a free, no-obligation review, in person or online.

Book a free review